Kate Higgins

We would recommend Kate to anyone seeking an experienced mortgage broker in the Evergreen area. Kate was truly wonderful to work with and unbelievable helpful! Thank you, Kate!

If you are in the market for a mortgage, look no further. Simply put, Kate Higgins will scour the market to assist you in securing the mortgage that you need with her experience, professionalism, knowledge, relationships, and personality.

To quote Kate, “I can keep you updated on real-time rate movements that apply to your unique situation.” That is exactly what Kate did for us as we locked in a rate before they started to move up again.

If you are reading this recommendation, look no further. You have found who you are looking for in Kate Higgins.

Kate was amazing to work with. She thought of everything! She was instantly responsive and explained things thoroughly. I am so grateful!

Kate gives all effort to make sure the mortgage is the best option! I had a very confusing situation and Kate was able to navigate and help me through every step. Highly recommend.

So dedicated and quick on the documentation, worked with us to make our deadline possible and saved the day for us - highly recommended!

Working with Kate on the purchase of my home was such a rewarding experience. Having spent my career in the health care world, I was very unfamiliar with the world of real estate finance. Kate's professionalism, knowledge, and patience gave me so much confidence throughout the process, I knew I was in good hands. We made it - thank you, Kate!

Working with Kate was great. Not only did we get a great rate for our home, she was super helpful and communicative every step of the process. We always knew what was needed and what was coming. I've already recommended Kate to a friend looking to buy a house and will continue to do so.

I am 84 years old and have bought and sold many houses. I have been considering a reverse mortgage for some time but could never get comfortable with the whole thing. From what I was able to learn on my on, there are two types of reverse mortgages, bad and very bad. Kate guided me through the whole process (pointing out the disadvantages as well as the advantages) taking the time to cover every detail in a very professional manner. She is very knowledgeable and "patient" with my constant questions. I highly recommend Kate Higgins for any type of mortgage you might be considering. You won't be disappointed.

Very helpful and professional. Always there to answer any questions we had. Highly recommend.

Kate is amazing to work with! We have had the pleasure of working with her a number of times now and she is always professional, responsive, timely and totally on top of it. We would highly recommend her as a mortgage broker for anyone's needs. Can't say enough good things!

Moving is its own special kind of crazy, and Kate was the reason for it feeling a little less crazy. We are so grateful to her! We truly couldn’t have asked for a better experience. From the very beginning, she was incredibly kind, personable, and genuinely invested in helping us navigate the mortgage process. We already had a lender lined up, but she came highly recommended. We gave Kate a call and she encouraged us to “shop lenders and fees” even when presenting her own. We appreciated her transparency and fair fees she offered. She wanted to make sure we were getting the best deal for our situation and we felt like we were in such great hands! That level of transparency and integrity is rare, and it meant a lot to us during such a major decision! She was also consistently available anytime we had questions or needed support, which made a huge difference during what was often a stressful and overwhelming time. Her calm presence, professionalism, and responsiveness made the process so much smoother. If you're looking for someone who truly cares about your best interests and will guide you with warmth and expertise, work with Kate!

Kate is very knowledgable and can answer any question when it arises. She works hard to make things come together smoothly. I've now closed three mortgages with Kate. She is simply the best! — Tim Baumann

We’ve worked with Kate several times now for both home purchases and refinances, and we couldn’t be happier. Her dual licenses in Colorado and Texas means we get to keep working with her even after our move from Colorado to Texas—which is such a relief. Kate is truly the best—knowledgeable, professional, and incredibly kind. Her communication is amazing—she’s always responsive, clear, and proactive, which made the entire process smooth and stress-free. She even attended our virtual closing and walked us through all the documents, helping us feel confident every step of the way. Having a familiar, friendly face there made the experience that much better. We can’t recommend her enough!

Kate Higgins truly goes above and beyond. Her white-glove service made us feel supported, understood, and completely taken care of from start to finish.

Kate was amazing! She wasn't just informative, she was experienced at communicating the difficult concepts of home lending in a way that my wife and I could understand. We felt so comfortable in her care, and will be back for more!

Kate was super responsive in helping us both obtain our financing, but also in providing suggesting on how to find homeowners insurance in a mountainous community. Very helpful! Highly recommend Kate!

The loan closed on time, she was friendly, professional, and made the process easy and convenient. We did the application online. I would definitely use her again and refer to a friend. — William De Lauro

Kate was so professional and communicative, really helped to demystify the home-buying process.

Fantastic resource! Looking forward to closing soon.

Kate Higgins is the best!! From the moment I first reached out, she was incredibly funny and personable. Finances make me so anxious and she made the entire process feel comfortable. I so appreciate the time she took to help me understand every decision I needed to make and that she also took the time to remember what was going on in life as well, like my sister’s wedding, which added such a thoughtful touch to our conversations. It’s rare to find someone who genuinely listens and makes you feel like more than just another client. I can’t thank Kate enough for helping take this big step in my life.

Kate went above and beyond to help my Buyers not only get the home they wanted under contract and she helped them close early! Kate was wonderful and we owe it to her for getting the job done. My Buyers are so happy and I will be referring her to all of my clients. Thank you Kate!

Kate has been so amazing through the entire home buying process!! I reached out to her a good year or two before my husband and I were trying to buy a house and we discussed everything we needed to make our dream a reality. Kate was there with us every step of the way from updates on us letting her know we have saved more to asking what we should do next. Then she worked so hard for us to get our mortgage and to even get our rate down and our monthly payment where we wanted it to be. Kate went above and beyond for us and we would recommend her to any of our friends and family!

Want a HECM loan? Go see Kate Higgins! She went through piles of paperwork, making them easy for us to understand all involved in getting a Home Equity Conversion Mortgage. We were extremely pleased with the results and have gained the confidence needed to proceed knowing full-well our obligations. We are very happy with the work Kate Higgins has done! Wayne and Teresa Fennimore

The complicated process of securing aHECM loan was made simple by Kate. She handled mountains of paperwork that would have stumped us! All was explained to us in plain English, so we knew everything we needed to do.
Thank you so much, Kate!

Kate was so great to work with. She was a pro at communicating through the entire process and kept the Buyer and myself up to date. I look forward to the opportunity to work with her again in the future!!

Kate was amazing to work with. She kept the buyer and myself up today during the entire process. If an issue came up, she was on it immediately so we could proceed smoothly with the transaction. She is definitely going to be a preferred lender I refer to other clients

Kate goes above and beyond to help every client get successfully to their closing. Having worked with Kate on multiple transactions I can speak from experience that she is dedicated, responsive, and knowledgeable. Highly recommend!

Kate was incredible to work with! We were first time home buyers and she made every step easy and convenient for us, answering all of our questions with patience and kindness along the way. She was able to get our loan closed on time w/ a great rate in today's home buying market. I can't recommend her enough and I look forward to working with her in the future!

Kate was amazing. She was with us every step of the way and answered any questions we had right away. Very professional and personable.

To say that Kate helped us thru the mortgage process when buying our new home in a distant state would be an understatement. She was there from start to finish, answering our seemingly never ending questions (even on weekends), and helped us to get a loan that would work for us. Then we had to give up that house and we had to do it all over again... which didn't faze Kate one bit. She kept our information available which made buying our new dream house that much easier.

Kate made my refinance super easy to get done, compared to prior experiences. I would use her again for a mortgage in a heartbeat.

Kate is the best mortgage broker we have worked with! Our first conversation with her was enough to convince us that Kate would be attentive, and patient with us. These qualities remained true throughout the process and Kate was wonderful to work with as she also got us through the finish line to close on our first house!

By far the best I’ve worked with. Kate made the whole process extremely easy and quick.

Kate helped us buy our home. Having someone experienced to reach out to with questions and bounce ideas off of was crucial to us as first time home buyers. Kate was always incredibly personable and generous with her time. I highly recommend her!

Kate is an expert in her profession! She makes the entire home buying process much easier! Thanks again!

Kate is an expert in her profession! She makes the home buying process much easier!

THANKS FOR EVERYTHING,
You’re awesome

Kate is the hands down best, we just bought our first home and we’re trying to navigate everything that goes into buying a home. She was so quick on things, and always answered my questions (it was a lot lol) I would recommend Kate to any and everyone!

Amazing fast caveat communication and response time around. Made the process so easy. Thank you Kate

Kate was an absolute pleasure to work with! She was communicative, knowledgeable, friendly, and fun! Thanks to her hard work and diligence, we were able to close two weeks early. Would highly recommend Kate and I look forward to working with her again.

We have worked with Kate multiple times and would highly recommend her services. She is extremely knowledgeable and personable, and expertly led us through the lending process. From initiation, to document gathering, through close, Kate made every step painless and efficient. She is an excellent communicator, always keeping us up to date and in the know. Thank you Kate for proving such a great experience!

Kate was able to get my loan closed early. She was so kind and professional! Whenever I had questions or was worried about something she got back to me right away and never seemed annoyed with all my questions. She was extremely knowledgeable and completely trustworthy with the entire process.

Kate is the best. She is a true professional that went above and beyond with our mortgage needs. I will only use Kate for my loan needs in the future and highly recommend her to anyone needing a mortgage. Thanks Kate!

Kate was helpful, responsive, and got our mortgage closed on time.

Kate earns every one of her 5 stars reviews! She supported and guided us through our recent reverse mortgage, making the process extremely efficient and a lot less scary. She was always quick to respond to both calls and messages, provided clear explanations, prepared us in advance for “next steps” and in general took really good care of us. Kate easily melds successful business woman with friendly neighbor comfort. Thank you, Kate for being such a positive part of our life-changing endeavor.

Kate was an absolute pleasure to work with! She is a fantastic communicator, who made sure we understood all of our options and kept us in the loop throughout the whole process. She truly cares about her clients, and wanted us to get the best rate possible. We could not have closed on our house so quickly and smoothly without Kate's help. If you want a supportive, helpful, and kind mortgage broker, who will keep your best interest in mind, then look no further and hire Kate!!

Kate was apart of a team that helped me buy a house in one of the most stressful and competitive markets. I couldn’t have asked for a better experience with her and what made it so special was that it felt personal with her to get me into a home and she always had my best interest in mind.

I highly recommend Kate. Not only did she work very quickly and got me a great rate, she guided me through the whole lending process with patience and kindness - I had many questions! The whole experience was smooth and easy; about as good as it ever could have been. I was very grateful for her help with this process!

Kate is a pleasure to work with. As a realtor, you want a trustworthy mortgage broker your clients can rely upon to CLOSE. Kate pays attention to all the details on the lender side and makes the closing happen!

Kate is always on point, and she’s quick on the draw when it comes down to getting the numbers as their needed in a pinch! Been working with her for over 2 years now, and she’s been fantastic!

Kate has been incredibly helpful throughout the process of buying our first home. She always took the time to thoroughly explain every question we had (we had many as rookies), was exceedingly patient with our naïveté and inexperience, and offered us extremely valuable advice and counsel every step of the way without ever pushing us in one direction over another. She has made this intimidating process much more comfortable. We have felt an immense amount of confidence in making various decisions, knowing that we have a knowledgeable, very competent, and caring professional with Kate as our mortgage broker.

Kate made our home buying process so simple. This was the 3rd home we have purchased and don't recall any of the previous financing going this smoothly. Great communication, highly recommended!

As a realtor, I've had the pleasure of working with Kate on several transactions. Kate is professional, efficient, thorough, and an excellent communicator. She kept me informed on the status of the loan every step of the way and was very proactive when unforeseen circumstances arose. Best of all, my clients loved her and appreciated how smoothly the process was. I will enthusiastically recommend Kate in the future.

Kate made the refinance process fast and easy. She was very helpful and communicated the loan process clearly.

My clients love Kate! She is a great communicator and is so kind and friendly! She always gets the loans closed on time and I love working with her!! I would highly recommend her!

I am an agent who recently had the pleasure of working with Kate Higgins. Kate helped us navigate a unique challenge for my Buyers. She shopped several lenders, and ultimately gave us advice for the best way to the closing table. She was very communicative throughout the process and I always felt in the loop. Thank you Kate!

Kate worked so hard for us and communicated so clearly to us what we needed to do, that we were able to make this process smooth and quick. In this real-estate environment this can be the difference between getting the house and losing it to someone else. We are so happy with Kate's work and will work with her again and always recommend her to family and friends.

Kate was absolutely phenomenal during my loan process! I have purchased several properties (24-25) and she proved herself to be within the top 1% of all mortgage representatives that I have worked with. She is professional, respectful, personable, extremely knowledgeable, competent, hardworking, efficient, a great communicator, responsive, always positive, extremely pleasant and caring. She stayed on top of the loan process from beginning to end, kept me updated and closed my loan in just a little over 3 weeks.That is particularly commendable considering a lot of the process was when I was out of state and during COVID. I believe she has to be one of the best Mortgage Representatives in Colorado and wholeheartedly recommend Kate for all of your mortgage needs. She is not only a great Mortgage Representative, but also a beautiful person!

We have loved working with Kate! She is personable and goes above and beyond!

Kate is great to work with and a real trouble shooter. She is a must have on your side in this competitive housing market.

Unbelievable service! Kate goes above and beyond working to get you a loan that make your dreams come true. Kate always responds and never seems to have off days! I highly recommend.

Kate is incredible! She is SO responsive and reliable. She makes everything easy to navigate, and has a solution to any problem that may pop up during the loan approval process. She’s also a joy to work with!

Kate was totally on top of my clients purchase giving updates and any help needed along the way! Excellent job and excellent communication!

Kate is a true pro who also happens to genuinely care about the people she is helping. She is a great partner to team with and an even better advocate for her clients -- always available and always helpful. I look forward to us working together again!

Excellent service and very knowledable.

Kate made the entire process of getting a mortgage and getting to closing easier than anyone we've ever worked with before. Great communication, fantastic to work with. She's our new gold standard.

Kate is one of the best in the business! She is very knowledgeable and goes the extra mile to make sure you are taken care of. She is quick to respond and always has your best interest at heart. I highly recommend you work with Kate!

Kate and her team did a great job for us. Would fully recommend for mortgage and financing needs.

I never expected to get to know my mortgage broker so well! I was encouraged to find a new mortgage broker that was more responsive than my bank and my realtor recommended Kate. She was definitely more responsive and was always so helpful with my millions of questions as a first time homebuyer. We went through 3 offers and finally got one accepted and Kate never made it feel like an inconvenience, she is genuine and feels more like a friend than a colleague. We are so glad she was recommended and would highly recommend working with her!

Kate is a consummate professional . She managed a very smooth financing process for us, and we can highly recommend Kate should you need financing.

Kate is wonderful! She walked me through the process entirely. Even late night phone calls to walk me through all of the paperwork before I signed. She let me know exactly what I needed to do to be able to afford my house and did everything in her power to make it happen! Would most certainly use her again!!

Kate goes WAY out of her way to insure that you have the best available mortgage. She kept me up to date during a lengthy process of obtaining my mortgage. She is always available to answer my calls or emails and is responsive to issues that occur. She even helped me clean my carpet when purchasing a new home!

Kate was so efficient, easy to work with and made the loan process seamless! She got us a great rate and was very thorough in explaining each step along the way- we would highly recommend her! — Sundara & Michael B.

Perfectly professional. Always prompt, kept inform, Kate has been a pleasure to work will. I will always look for her help. Outstanding

Kate is awesome! She's now taken care of 3 mortgages for us in 6 years. She moves fast, let's us know our options, communicates clearly, and makes the whole process super-easy. She's the best!

Kate is an absolute delight to work with. She goes above and beyond to ensure all stakeholders involved in the loan process are actively involved and meeting their commitments. She was always available for questions and concerns and made the process so much easier given we were out of state. She even had excellent recommendations for local contractors when things came up in our inspection. I highly recommend Kate and definitely plan on working with her again on future real estate loans.

This was an amazing experience. Kate is very efficient, professional and friendly. Will definitely refer Kate Higgins to my friends.

Kate made our whole refinancing process simple and easy to understand. She’s thorough, prompt and highly skilled. We would use her again and we have, twice already!
There’s no one I trust more!
Thanks Kate!

This was an amazing experience. Kate is very efficient, professional and friendly. Will definitely refer Kate Higgins to my friends. — Scott & Tomi

Kate is amazing! This was the most stress free process getting a mortgage. She was on top of every step guiding us through and it was seamless. We have bought many homes and have numerous experiences with loan officers, she has been the best by-far! She is professional and responsive, answering any questions immediately. Thanks Kate!

She is a beaming light that truly wants to help you. She answered so many questions I had, and was clear in all the steps of the process. I highly recommend her! She educated me, and gave ALL options so I knew what would be my best next step. So refreshing:)

Kate is wonderful to work with. Even if my needs were simple, she'd be great, but I have a number of properties, and my borrowing needs are less than straightforward. That can make it difficult to find the right loan. But (a) she's experienced and knowledgeable, (b) she works very hard; (c) she finds creative solutions, and (d) she makes herself available to discuss things seemingly at any time! Plus she's intelligent, lively and fun.

Great loan refinance experience with Kate. She got us the best loan package possible, closed quickly and easily, and was a pleasure to work with. She is responsive, and professional, personable and kind. I can't recommend consulting with her enough. thanks Kate.

It's always a pleasure working with Kate. I've got a very busy schedule; Kate takes care of ALL the details, making the process seamless on my end. I trust her completely with my mortgage/financials, as she has the knowledge and follow through to get it done. Thank you Kate!

Kate is awesome at her profession! My husband and I refinanced with Kate and it was a very smooth process.

I have to share what I know about Kate Higgins...first, she does not just keep regular business hours! She takes client calls whenever she is needed AND she stays on it till she finds the right product for each customer....I've seen it! And since I send clients to her, I'm so grateful she takes the same care with commercial clients as she does for home loans. I HIGHLY recommend Kate Higgins for home loans OR commercial loans.